Buying a Home That Needs Work?

Learn How Renovation Loans Really Work — Before You Walk Away From the House

Many homes don’t qualify for standard financing because they need repairs.
That doesn’t mean the deal is dead.

Renovation loans allow buyers and homeowners to purchase or refinance a property and finance approved renovations into one mortgage — even when the home won’t pass inspection today.

Free Download: The Renovation Loan Guide

Get a clear, plain-English explanation of the most common renovation loan options, including:

  • How FHA 203(k) loans work

  • Conventional renovation options like HomeStyle® and CHOICERenovation®

  • What types of repairs can be financed

  • How buyers turn fixer-uppers into move-in-ready homes

  • Common mistakes that delay or kill renovation loan approvals

This guide is written for buyers and homeowners, not lenders.

Download the Free Guides Below

FHA Renovation Loan Guide Conventional Renovation Loan Guide

USDA Renovation Loan VA Renovation Loan

Educational information only. Not a loan commitment. All loans subject to credit approval, program guidelines, and property eligibility. Equal Housing Opportunity